With hectic work routines and busy schedules, it is common for people in Hong Kong to hire a domestic helper to take care of the household chores.

However, the financial burden could be substantial if your helper suddenly falls sick or gets injured while under your employment. Also, you may face legal liabilities under the Employees’ Compensation Ordinance and common law.

Most plans offer the following coverage to protect the employer and their domestic helper:

• Personal liability

• Medical expenses coverage

• Hospital Cash Subsidy

• Employee Compensation

• Outpatient expenses

• Emergency Dental Expenses

• Fidelity Protection from fraud or dishonesty of the domestic helper

• Repatriation costs

• Re-hiring expenses

Whether you hire an overseas domestic helper, a local helper, or only a part-time helper, you need a professional insurance plan to give you and your helper total peace of mind.