With hectic work routines and busy schedules, it is common for people in Hong Kong to hire a domestic helper to take care of the household chores.
However, if your helper suddenly falls sick or gets injured under your employment, the financial burden could be substantial. Also, you may also face legal liabilities under the Employees’ Compensation Ordinance and common law.
Most plans offer the following coverage to protect the employer and their domestic helper:
• Personal liability
• Medical expenses coverage
• Hospital Cash subsidy
• Employee Compensation
• Out-patient expenses
• Emergency Dental Expenses
• Fidelity Protection from fraud or dishonesty of the domestic helper
• Repatriation costs
• Re-hiring expenses
Whether you hire an overseas domestic helper, a local helper or only a part-time helper, you need a professional insurance plan to give you and your helper total peace of mind.